Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowReal life doesn’t come with a tidy T4 — having one or not shouldn’t stop you from owning a home. Whether you’re buying your first home, downsizing, self-employed, juggling multiple jobs, new to Canada, rebuilding credit, or navigating a major life change, I help Canadians find mortgage solutions that actually fit real life. Banks like boxes. I like stories. I help you cut through the noise, understand your options, and build a clear path to homeownership that works now and in the future — because a “no” from a bank is rarely the end of the story. Often, it’s just the start of a much better conversation. Let’s find your path to homeownership.
It’s been great to work with Sheemel. She’s a wealth of knowledge and puts in 100% to whatever she does. Anyone looking for a mortgage would be very lucky to work with Sheemel. She will get it done!
Farnaz K., Calgary
I have worked with Sheemel for years in real estate related matters and can confidently say that being a mortgage broker is an natural extension of her exceptional skills. Her ability to negotiate is unmatched. Her knowledge of the real estate market is unlike anyone I have ever met and her drive to succeed is someone everyone should have in their corner.
Brenda W., Calgary
Why Work with a Mortgage Broker?
Buying a home is one of the biggest financial decisions you’ll ever make — and having the right guidance can make all the difference. That’s where a mortgage broker comes in. Unlike going directly to a bank, a broker works for you, not the lender, helping you navigate the sometimes confusing world of mortgages.
Here’s why working with a mortgage broker can save you time, money, and stress:
1. More Options, Better Rates
Banks and credit unions offer only their products — a broker has access to dozens of lenders, including major banks, alternative lenders, and private mortgage options. That means we can find the mortgage that truly fits your needs, whether you’re a first-time homebuyer, downsizing, or upsizing .
2. Personalized Solutions for Unique Situations
Life isn’t always neat and tidy. If you have a full time job, part time job(s), are self-employed, have multiple income streams, or are rebuilding your credit, a mortgage broker can help you find lenders that understand your situation. You won’t be boxed out because your income doesn’t fit a standard T4.
3. Save Time and Reduce Stress
Shopping around for a mortgage can be overwhelming. A broker handles the paperwork, compares rates, and negotiates on your behalf, so you can focus on what really matters — finding the right home for you and your family.
4. Expert Advice and Long-Term Planning
A good mortgage broker doesn’t just help you get approved — we help you plan for the future. Refinancing, consolidating debt, or accessing home equity? We provide guidance that aligns with your goals and ensures your mortgage continues to work for you as life changes.
5. Local Knowledge for your area
Our expertise in the housing market and mortgage means you can move forward with clarity and confidence. That local expertise helps you make smarter decisions and avoid costly mistakes.
Ready to find your path to homeownership?
Whether you’re buying your first home, refinancing, or navigating a unique financial situation, I can help you explore your options and find a mortgage that fits your life — not the other way around.
Free Mortgage Review
Find out how much your home is worth.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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Making homeowner dreams come true
We're here to help you with home purchases, mortgage renewals, refinancing and more.